Bob Lepore, Mortgage Originator
| Rates are like stocks, they change constantly. |
All Mortgages--All The Time
I have designed this site to be informative to both home buyers and homeowners. Take advantage of my 26+ years as a Mortgage Banker and Property owner.
It is vitally important to use a professional mortgage loan originator. Someone who is up to date on underwriting changes, appraisal changes and documentation changes. More importantly, you need someone who can navigate through these changes and get you the mortgage you need and deserve.
Use the Links page and Newsletter page for information and articles that are targeted to home financing. Also, the home page contains links and embedded video. Of course if you have specific questions or issues please ask me directly. My email is rmlepore@gmail.com, my cell is 732-277-2633.
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Check the newsletter area for hints on how to maximize your interest deduction for 2011.
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Mortgage Fees rise again, just what we need, http://tiny.tw/9AB
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11/4/11
See the newsletter link to see how your credit impacts your interest rates.
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10/26/11
Strategic defaults, they represent as much as 27 % of all mortgage defaults, is there a moral obligation to fulfill a contract if you are able?? You read and decide. http://tiny.tw/9tt
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Rates have never been more volatile. Read the newsletter article on how to manage this chaos.
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Language in your home equity line of credit note says that your home equity loan can be reviewed every 5 years regardless of your payment history. If your home's value decreases the bank can CALL YOUR LOAN thus creating a balloon. Let me review your docs and recommend a course of action.
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To get the rate the mortgage interest rate you want, visit the links page.
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Credit is more important than ever. See the WSJ article on "What you need to know"
http://tinyurl.com/mvwygy
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New Mortgage Rules Fair?
Attorney Matt Englette and Lenders One CEO Scott Stern on new legislation for mortgage lenders.
http://tinyurl.com/ydmk45v
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Get your credit report Free!
http://www.annualcreditreport.com/
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Follow my updates on Twitter @BobLepore
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FICO Scores Show Flaws as U.S. Banks Cut Credit Lines!
http://www.bloomberg.com/apps/news?pid=20601213&sid=aDdhtcEykjR8
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6-3-09
Home Valuation Code of Conduct...a catastrophe
Go to the Links Page to read all about it.
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Follow this link for mortgage calculators: http://www.myprospectmortgage.com/
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Licensed Mortgage Banker - NJ department of Banking Depts.
NMLS ID# 215050
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