Bob Lepore, Mortgage Originator
| Underwater? Federal Government approves 125% Loan To Value refi. |
All Mortgages--All The Time
I have designed this site to be informative to both home buyers and homeowners. Take advantage of my 25+ years as a Mortgage Banker and Property owner.
It is vitally important to use a professional mortgage originator. Someone who is up to date on underwriting changes, appraisal changes and documentation changes. More importantly, you need someone who can navigate through the changes and get you the mortgage you need and deserve.
Use the Links page and Newsletter page for information and articles that are targeted to home financing. Also, the home page contains links and embedded video. Of course if you have specific questions or issues please ask me directly. My email is rmlepore@gmail.com, my cell is 732-277-2633.
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Rates have never been more volatile. Read the newsletter article on how to manage this chaos.
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Language in your home equity line of credit note says that your home equity loan can be reviewed every 5 years regardless of your payment history. If your home's value decreases the bank can CALL YOUR LOAN thus creating a balloon. Let me review your docs and recommend a course of action.
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To get the rate the mortgage interest rate you want, visit the links page.
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UBS 2010 predictions for real estate as published in the WSJ.
http://tinyurl.com/ykwfnha
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Credit is more important than ever. See the WSJ article on "What you need to know"
http://tinyurl.com/mvwygy
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A prepayment strategy for those lucky enough to complete a low rate refi
http://boss.blogs.nytimes.com/
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New Mortgage Rules Fair?
Attorney Matt Englette and Lenders One CEO Scott Stern on new legislation for mortgage lenders.
http://tinyurl.com/ydmk45v
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Get your credit report Free!
http://www.annualcreditreport.com/
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Follow my updates on Twitter @BobLepore
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Cuomo's Appraisal fix has screwed up Housing.
http://tinyurl.com/l8x3u5
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FICO Scores Show Flaws as U.S. Banks Cut Credit Lines!
http://www.bloomberg.com/apps/news?pid=20601213&sid=aDdhtcEykjR8
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6-3-09
Home Valuation Code of Conduct...a catastrophe
Go to the Links Page to read all about it.
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Follow this link to calculate your mortgage payment
http://www.firsthallmark.com/mt3.html
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Licensed Mortgage Banker - NY, NJ, PA, FL Banking Depts.
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